How it Works

Here is How it Works:

1. Complete our online form and sign your loan documents. It’s important that you answer each required question accurately to expedite the loan process

2. Your loan representative will contact you via phone or email to confirm the details of your application and complete the processing of your loan request.

3. Once you have completed the process with your service provider, they will be able to directly deposit your payday loan electronically into your account within an hour if desired.

What is a Payday Loan?

A Payday Loan – also known as a short-term loan or cash advance – is a short-term solution intended to cover a borrower’s expenses until their next pay date. These short-term loans are designed to take the stress away when financial times are tough and cash flow is down. Often traditional banks’ insufficient funds fees are simply too high and a MyNextDayCash loan can save the borrower $100s.

Is it safe Applying Online?

Absolutely! Our application page is secured using a HTTPS or Hypertext Protocol Secure connection. At, your personal information security is of the utmost importance.

What are the Requirements?

You must have a job or proven source of income of at least $1000 per month, an active email address, a verifiable phone number, a checking or savings account in good standing with Direct Deposits you’re your employer and you must be 18 years old and a US citizen. All signed Loan Agreements are subject to verification of prior loan history and application data.

How quickly can I Receive my Money?

At you can receive your money in less than an hour. Once your application is approved, the information is verified and your loan documents have been signed we will release your funds within the hour. Funds availability will depend on your specific bank’s policies.